Practical insights into personal finance, business capital, and the "The Peoples Money" series, designed to help individuals manage their wealth effectively.
Money
By Amanda Carlson If you've been feeling confused about whether you should be saving or investing your money, you're not alone. Financial advice often treats them as interchangeable, but they're fundamentally different tools designed for different purposes. Understanding when to use each can make
Money
By Amanda Carlson Here's a fact that sounds impossible until you see the data: about 41% of American workers earning between $300,000 and $500,000 annually live paycheck to paycheck. So do 40% of those making over $500,000. Meanwhile, people earning modest incomes who practice solid
Money
By Amanda Carlson When economists say inflation is "cooling" to 2.7%, it sounds like good news. But if you're standing in the grocery store staring at prices that seem permanently higher, you're experiencing the reality those statistics miss: inflation doesn't reverse.
Money
Emergency funds, debt, and cash flow By Michael Zhang If you're scrolling through social media, it feels like everyone's investing in something: stocks, crypto, real estate. Meanwhile, you're wondering if you should jump in too, even though your bank account feels uncomfortably low most
Money
Structural issues, inflation, and income realities By Michael Zhang You have a job. You're not unemployed. You show up every day, collect a paycheck, maybe even got a raise last year. So why does it feel like you're falling behind? You're not imagining it.